Invite-only super-premium metal card with 5 Reward Points per ₹150 on eligible retail spends and up to 10x points on SmartBuy. Includes 12,500 RP welcome/renewal benefit, renewal fee waiver on ₹10L annual spends, unlimited lounge access (domestic + international via Priority Pass), golf privileges, concierge, and premium hotel/dining benefits.
Track expenses, plan trips with points, get card recommendations, and join a community of reward optimizers. Turn spending into savings!
5 rp per ₹150
Annual fee: ₹12,500
Airport lounge privileges
Built-in protection benefits
How you can use your points
Great fit for these spend categories
10 RP per ₹150 on travel/shopping via HDFC SmartBuy (cap may apply; Paisabazaar mentions max 15,000 points/month)
Renewal fee waived on ₹10 Lakhs retail spend in preceding 12 months (applies to cards issued post-Oct 2021)
Spend ₹10 lakh+ in preceding 12 months to get renewal fee waived (invite-only card; confirm latest T&Cs)
Membership available by invitation only; eligibility assessed by HDFC Bank
Redemption values and partner availability may change; verify via SmartBuy/Netbanking
