Entry-level rewards card with strong monthly milestone bonuses and flexible redemptions. Earn 1 MR point per ₹50 on eligible spends, plus 1,000 MR on four transactions of ₹1,500+ and another 1,000 MR on monthly spends of ₹20,000+ (upon enrollment). Redeem via 18K/24K Gold Collection vouchers, transfer to airline/hotel partners, or cover card charges. First-year fee ₹1,000; renewal ₹4,500 with waiver slabs.
1 MR per ₹50
Track expenses, plan trips with points, get card recommendations, and join a community of reward optimizers. Turn spending into savings!
Annual fee: ₹1,000
Airport lounge privileges
How you can use your points
Great fit for these spend categories
Key fees & rates
2X MR on spends via Amex Rewards Multiplier (brand sites/gift vouchers; partner availability varies)
Renewal fee ₹4,500 waived on prior-year spends ≥ ₹1,50,000; 50% waiver on ₹90,000–₹1,49,999
100% waiver ≥ ₹1.5L; 50% waiver on ₹90k–₹1.49L prior-year spends
Good credit history required; savings/current account with Indian/multinational bank
Refer Amex Schedule of Fees & Charges for full details
No MR points on the following categories (per Amex T&Cs):
