09 Dec 2025
Luxury watch purchase for wife
Looking for advice on using credit cards for luxury watch purchase
By siddharth bhimani₹1,00,000Authentic Store - Preferably OfflineInfinia Metal Edition
Rewardly Community
Rewardly Expert
- Important point here is to first check whether the merchant from where you are buying is registered as Jewellery or not.
- Many credit cards don't give points or count towards milestones for Jewellery purchases.
- Once that is sorted, use the card based on your milestone requirements.
- HDFC Infinia – Gives base reward points, no accelerated points.
- Axis Atlas – Does not give points on jewellery spends and won't count toward milestone unless merchant is not tagged as jewellery.
- Amex Platinum Travel Card – Gives points on spends and counts toward milestones.
Get the Rewardly Ai App
Track rewards, plan trips, and optimize your credit card strategy on the go.
Real-time reward tracking
Trip planning with points
Smart card recommendations